Tag Archives: Pawn Shops

Choose a Local Pawn Shop for Your Financing

If you’re in need of some fast cash, regardless of your reasons, a pawn shop is the best answer for your immediate needs. You can take items of significant value and pawn them, then reclaim them as soon as you have the money to pay the pawnbroker back (as long as the loan is repaid within a specific amount of time). The local pawn shop will also purchase your unwanted items. In this article, we’re going to talk about why you should choose a local pawn shop for your financing …

Why Choose a Pawn Shop

pawnOne of the biggest reasons to choose a pawn shop to get money is because of how easy it is to get a loan. The process is straightforward, quick and convenient. As long as the two of you are able to reach an agreement on the price, then you will walk out with money. If you’re pawning the item, then you will be given a specific time frame to pay the loan back, along with the interest. If you fail to pay the money back, then the pawnbroker will take your items and resell them.

They Do Not Check Credit Scores

If you have a bad credit score, then it will probably be hard for you to get money from a financial institution like a bank. For this reason, people go to the local pawn shop because pawn shops do not care about your credit history, all they care about is the item you’re pawning for collateral. In fact, they don’t even check your credit history. They will, however, check your ID, so make sure you have a Government issues ID if you plan on pawning or selling something to a pawnbroker because checking an ID is the law.

They Offer Higher Appraisals

Pawnbrokers also have a tendency to offer higher appraisals than any other buyer would and they are willing to accept a wide array of items. Some items they accept include jewelry (of course), electronic items like laptops and cell phones, guns, and musical instruments.

When to Get a Pawn Shop Loan

There are times when you will need fast cash, and that is when you should go to the pawn shop and get a loan. If you’re really in a bind, and you have poor credit, then a pawnshop can get you out of that bind. When you’re all out of options and need money fast, and you have items you do not want or ones you could use for collateral, then why not take that route?


The next time you’re in a bind and need fast money, grab an item that you feel has some value and take it to your local pawn shop and see how much you can get- cash4jewelrynow is the first site that pops in our mind, because they specialize in jewelry.  Since they don’t run credit checks, you don’t have to worry about being declined for a loan due to your past mistakes.


4 Things You May Want To Pawn Instead of Giving Away

PawnEvery year millions of people give their things away, throw them in the trash, or simply lose track of them in their homes. This is not necessarily a bad thing, but what if you could make money with the same items? You could very well turn around and either pawn them or sell them out right to a shop. Pawn shops give people an opportunity to sell items, make money, and get short term lending done without having to deal with credit checks and other stumbling blocks.

If you have never ventured into this option, you may want to consider a few things that garner a great deal of money at these shops. You may be surprised by what you may have, and what some shops will pay top dollar for. In some instances, shops will pay over the retail price because they make a great deal of money in volume sales, and more. The following are just some of the things that sell well and garner a great deal of money when seeking a loan as well.

Precious Metals

There’s a rush to buy and sell precious metals across the board. Shops always deal with this, and will pay high dollar amounts for quality gold, silver, and more. You may have a chain, rings, or just about any type of precious metals. Take them to a shop and there will be someone there that can appraise the items for you. Metals are usually priced based on several factors. The main factors you can consider are weight, and density. The higher the density and weight, the higher the price tag. You may have several rings, and if they level out to more than an ounce of pure gold, you could stand to make several thousand dollars.

Current Generation Smartphones

There are two big names in the smartphone market that will garner you a great deal of money. These two are Android and iPhone. However, these two names also come with a high drop off ratio from generations past. iPhone may retain the high rate, but only if it’s jailbroken, in working order, and can be transferred to a new individual. Android, not so much. However, the current generation of any smartphone could very well garner a great deal of money, if the screen is not cracked. If it’s in good working order, new, or even slightly used in the box, with original manuals, you’ll stand to profit a great deal.

High End Electronics


Sound equipment, televisions, and game consoles that are lightly used and are relatively in good shape can garner a great deal of money if you are looking to pawn them. The more current they are, and the shape that they are in plays a major role here. However, you can rest assured that if you have all the original boxes, manuals, and paperwork on them, you’ll be able to get a good price. This is one of the tried and true solutions that people get paid for when it comes to pawn solutions.

Musical Instruments

The next thing that you may want to look to sell includes musical instruments of all types. However, only certain brands, and quality items can garner you a great deal of money. You will need to look for items like American made Fender guitars, high end drum kits, Fender jazz bass guitars, and anything vintage that has the original fret boards, pickups, and no alterations. A beat-up Fender jazz bass from the 1960s can garner you several thousands of dollars, if it plays, and there’s no problems with the electronics on it. Pawn shops all differ in what they are looking for, but a rare item, is always something worth taking in.